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SpendNet

Rewards

Cashback that lands in dollars, not dust.

Payzo cashback virtual cards help you earn rewards on eligible online payments, advertising spend, subscriptions, and everyday digital transactions. With cashback virtual cards, you can manage spending while getting more value from every eligible purchase.

1% everyday

Subscriptions, stores, travel, and SaaS. One rate, posted in USD.

Up to 3% ads

Media cards return a thicker rebate so scaled campaigns do not eat themselves.

Reusable balance

No coupon codes. Transfer cashback onto any live card when you are ready.

FAQ

Details that matter when money moves.

After the charge clears. Pending authorizations do not pay rebate until they settle.
Everyday cashback is designed around a practical monthly ceiling so the program stays sustainable. Ads cashback follows campaign volume and plan tier.
Cashback is USD on the ledger. You can spend it on cards. Crypto out follows the same withdrawal rails as the rest of the account, subject to verification.

Put the rebate back to work

Issue a card, spend, and watch the ledger credit instead of a points catalog.