Payzo provides virtual card issuance and ledger services for online payments and advertising. It is not a bank and does not take public deposits.
You must not use the service if you are a citizen or resident of a restricted region, including the United States, or any jurisdiction where virtual card or crypto services are not permitted.
Cards are issued after you fund the account. You are responsible for merchant disputes, platform policies, and lawful use of advertising inventory.
Fees, cashback rates, and limits can change. The rates shown in the app at the moment of load are the rates that apply.
We may freeze cards that look like fraud, sanctions evasion, or platform abuse. That is not optional.